Individual Retirement Account

An IRA can prepare you for a secure retirement, offering greater returns than standard savings and a variety of tax advantages and terms to fit your needs. So whether you plan to travel, start a new hobby, or just hang out with the grandkids, we can help you achieve financial security.

We Offer A ConvenientRetirement Account

Bank at your convenience with our checking account. With this free service, you can access your account information from any computer, 24 hours a day. Check your balance, transfer funds, and much more. It’s always available and totally secure.

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Benefitsof Our Retirement Account

TRADITONAL VS ROTH.
  • There are advantages to both Traditional and Roth IRAs. One of the biggest differences is the time at which you see the most advantage. A Traditional IRA provides potential tax relief today, while a Roth IRA has the potential for the most tax benefit at time of retirement.
     
Coverdell ESA
  • Create an easier transition into college for yourself and your student by setting up a savings account early. A Coverdell Education Savings Account (ESA) provides a tax-free safe place to grow competitive dividends and also financial confidence for a new stage in life.
 
  • Save for retirement with tax advantages*
  • Earn competitive interest higher than regular savings
  • Available in Traditional and Roth
  • Annual contribution limits apply
  • $1,000 annual “catch up” contributions allowed for ages 50 and better
  • No annual fees or set up fees
  • Federally insured
  • $2,500 minimum deposit to open